Question about buying car...

Rhoody may be the only one who can help me since I live in Bacolod City, Negros but I'm debating between a Multicab or a Motor right now... I'm not 100% sure yet but I have seen local advertising that I can get a multicab in truck form for 15000 down and only 2500 per month. Now if this is the case, thats not a whole lot more than what I could finance a motor for. I mean I have seen DP's for motors as high at 12,000 and the lowest being 4000 but thats still with a 2000 a month payment on a motor.

Now I know the multicab is junk and I would prefer the bike, however, when raining, having a roof is useful. lol! Since I will be working for a local call center soon to pass the time and have extra income, I'm looking for something to get me back and forth to work. I live close enough to walk (about 5kms) to work but again, if it's raining, thats means I have to take a jeep or cab and well I don't get along well with jeep drivers by myself and cab drivers, well they see the cano and many times I have to argue with them just to use the darn meter! So I just want my own cheap mode of transportation.

If anyone knows what financing is reasonable for these let me know please. Also if anyone knows who deals in quads (4 wheel atvs) that retrofits them for road use (lights and blinkers) and also offers financing, I'd love to have that info also even if it's in Cebu.

I live in Bacolod City so like I said maybe only Rhoody can really help with this but still. Any help is better than no help.

Thank you all!

J

[Rhoody]

All financing Multicabs and small scooter in the PI is based that the dealer gets 3 -5 times as much as the cash-price.

In Dumaguete a 38k Scooter will cost you around 120k with the normal down-payment plans they offer here. You can get 3 year old for around 20-25 k in ok conditions. That would be my recommendation.

I would not buy anything where you can't have repaired in the town you are. Sorry I have no Idea about Quads.

cheers

Rhoody